Cards

💳 Expense Cards – Smart Spending for Your Business

Take Control of Every Business Expense

MonieAccess Expense Cards give you full visibility and control over how money moves within your business. Empower your team, manage spending limits, and track all transactions in real time — all from one dashboard.

Features

Key Features of MonieAccess Expense Cards

1. Physical & Virtual Cards

Cards For Every Scenario

  • Get instant virtual cards for online payments
  • Order physical cards for staff or branch operations
  • Works on POS, ATM, and online platforms
2. Smart Spending Limits

Budgets And Controls

  • Set daily, weekly, or monthly budgets
  • Block or allow specific types of transactions
  • Limit card access by staff role or department
3. Real‑Time Tracking

See Spend As It Happens

  • See every card transaction the moment it happens
  • Monitor staff spending across multiple branches
  • Get instant alerts for unusual or blocked transactions
4. Staff Expense Management

Replace Cash Advances

  • Assign cards to employees based on responsibilities
  • Replace cash advance systems with secure digital cards
  • Reduce fraud, errors, and unauthorized spending
5. Full Dashboard Control

Manage Every Card

  • Freeze or unfreeze any card instantly
  • Replace lost cards with one click
  • View receipts, transaction history, and analytics
6. Secure & Protected

Enterprise‑Grade Security

  • EMV chip security for physical cards
  • AI‑powered fraud detection
  • Encrypted transactions and protected card details
Benefits

How Expense Cards Help Your Business

Reduce Cash Handling

Say goodbye to handing out cash for staff purchases. Cards make operations safer and transparent.

Simplify Operations

  • Fuel and logistics
  • Procurement teams
  • Inventory and store managers
  • Travel expenses
  • Branch‑level spending

Improve Accountability

Every naira spent is logged, visible, and tied to a specific person, department, or branch.

Why Choose Us

Why Businesses Choose MonieAccess Expense Cards

  • Faster approvals
  • Smooth reconciliation
  • Real‑time monitoring
  • Multi‑branch support
  • Designed for Nigerian businesses and daily operations